Buying real estate? Read this first!
Traditionally, real estate has been the major investment avenue across the world. The trend is not due for a change as the capital appreciation is good. However there are some points to be thought about. How minimum investment can hit returns
Most people think that small investments will lead to lower risks. But the returns are adversely impacted. The fascinating story of Mercedes-Benz
Currently the brand is moving from strength to strength with improved quality ratings in J D Power quality surveys, surpassing even Toyota, awards for several of its models and plants. The way forward for Benz is clear and shining. Now, stockbrokers to be a happier lot. . .
From today, you will be able to buy and redeem open-ended mutual fund schemes on the National Stock Exchange through your stockbroker. The Bombay Stock Exchange too will follow suit soon. Get high returns from child MF plans
Choose the right scheme and occasional shifting will ensure safety with returns. Gift Tax: The latest change in rules
The tightening of the rules related to gift tax will curb money laundering to a great extent. However it does protect genuine gifts from relatives and loved ones. Several guises used earlier to cover up transactions as gifts are now taxable. Which loan is best for a businessperson?
There is no way that one particular loan type can be said to be the best for all conditions. As the above discussion goes, there are so many variables that understanding the scenario is different aspects is required before a loan product can be considered for a business. Don't get lured by MF schemes' dividends
Many investors are lured with dividends that mutual funds pay, without realising that they are getting their own money back. 'ULIPs are obviously going to become attractive'
Aviva CEO talks about talks about some of key issues on insurance. Two launches set the field for customer value
The minimum entry age for both plan is 18 years. Futures & Options: Are they investments?
Futures and options are not investment tools. They are part of the broader tools called derivatives used for hedging of assets and to protect profits. Is your company delisting? Know your rights as investors
Delisting in India is protected by one of the strongest laws in the world. According to the new Sebi delisting regulations, delisting can happen only in the rarest of rare cases. Govt won't stop insurance agents' commission
Minister of state for finance Namo Narain Meena said 'No' in a written reply to the Rajya Sabha when asked whether the government is considering any proposal to discontinue insurance agents' commission. How to get higher interest on savings bank account
How about some facility that would give you the best of both worlds, the liquidity of a savings account and the interest rate of a fixed deposit? Auto-sweep facility does exactly this. Maternity insurance: Working women have the edge!
Broadly speaking, maternity insurance should include all costs related to pregnancy, from delivery to care in hospitals. There are some maternity insurance that also covers the prenatal visits. For example, ICICI Lombard's Health Advantage Plus offers health insurance with OPD cover that would include pre-natal tests and medication expenses. Overseas holiday? The best ways to utilise funds
The key lies in the getting the right information about the right options to fund your foreign trip and other related details. IRDA may cap CEO pay at Rs 1.5 cr from policyholders fund
Insurance regulator IRDA is mulling to put a cap of Rs 1.5 crore (Rs 15 million) on the annnual salary of chief executives, which could be paid from the policyholders' fund. Here's how to select a good mutual fund
The fact is, not all funds are the same. There are various aspects within a fund that an investor must carefully consider before short-listing it for making investments. In this article we highlight some of those aspects. A worried wife's letter on financial woes
Take care not to give in to the tempation of your current lifestyle, where everything is screaming 'buy now': a bit of careful indulgence and careful planning could hold you good for the rainy days ahead, when you can sit back and enjoy in peace! 3 things that can change Indian business
The average listed company has to comply with several laws as it goes about conducting its business. Of these, there are three pieces of legislation that arguably have the most impact on its business. The 8% interest rate lure: how good is it?
This article is a sample case study stressing on the fact that one should look beyond introductory offers to arrive at the actual total loan cost to truly compare various home loan offers from banks. How ULIPs fare as an investment option
It is not without reason that ULIPs are currently the most preferred investment option in India. The point of caution is however not to look at them as short term investments. How ULIP charges affect the way they work
Investors are divided on their opinions about the ULIP plans. This article is the first in the series that discuss ULIPs in detail. What you must know about investing in gold
Gold only beats inflation. It fares poorly when compared to real estate or shares when compared on the basis of real inflation adjusted returns. Any serious investor, however, is advised to have a certain percentage of investment in gold to hedge inflation. Topsy-turvy markets: Do I invest or do I exit?
The better option is to stay in the market. This is done by increasing the time period of investment and by increasing the frequency of investment and withdrawal.